Introducing the IBC Platinum Visa Card!

*The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 6 billing cycles after the account is opened and requires that timely payments are received. Please see the Terms and Conditions for the IBC Visa Card for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the Default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. Fixed APR means that rates are not tied to an index that varies. There is a fee for Balance Transfers and Convenience Checks (see Terms and Conditions for more information).